The effort to buy housing in the province of Madrid reaches 53.5% of available income, compared to the national average of 36.9%.
Buying a home in the province of Madrid requires allocating 53.5% of households' available income, according to calculations by Tinsa for the third quarter of 2026. This figure is about 16.6 percentage points above the national average, which stands at 36.9%.
According to cantabrialiberal.com, residential prices in the province rose 13.1% year-on-year and 0.9% quarterly, reaching 3,963 euros per square metre. In the capital, the year-on-year increase was 12.94%, with a price of 4,765 euros per square metre.
In the metropolitan area of Madrid, prices continue to rise, although a slowdown is observed. Several municipalities record annual variations between 10% and 18%. The number of municipalities in the province with increases above 10% rose from six to ten. Torrejón de Ardoz leads the increases, with a 30% year-on-year rise, while Coslada, Majadahonda, Alcalá de Henares, Fuenlabrada, Parla, Alcorcón, San Fernando de Henares, Leganés, and Móstoles record increases between 15% and 20%.
By average price, Pozuelo de Alarcón is the most expensive municipality, at 4,853 euros/m2, followed by the capital (4,765 euros/m2), Majadahonda (4,753 euros/m2), Alcobendas (4,499 euros/m2), and Las Rozas (4,086 euros/m2). At the opposite end is Parla, with 2,297 euros/m2.
All municipalities analysed in the metropolitan area of Madrid exceed the national average of effort. Furthermore, 13 out of the 16 municipalities studied present critical levels, above 45% of available income. In the metropolitan area of Barcelona, the situation is more heterogeneous: 56% of its area of influence records critical rates, and Barcelona capital has the highest effort level in the sample, at 64%.
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